Terms and Conditions

1. Website Purpose

This website provides general information about real estate, home buying, home selling, mortgage financing, and related concierge services.

Website content is intended for informational purposes and does not independently establish a professional, contractual, brokerage, or lending relationship.

2. Permitted Use

Visitors agree to use this website lawfully and responsibly.

You may not use the website to:

• Submit false, misleading, or fraudulent information.
• Attempt unauthorized access to website systems or data.
• Interfere with website operation or security.
• Transmit malicious software or harmful code.
• Copy or exploit website content in violation of applicable intellectual property laws.
• Use website forms for spam or unauthorized solicitation.

3. Real Estate Information

Property listings, descriptions, estimated values, market data, availability, pricing, and other real estate information may change without notice.

Visitors are responsible for independently verifying information relevant to their buying or selling decisions.

No particular property availability, transaction outcome, sale price, or property valuation is guaranteed.

4. Mortgage and Financing Information

Mortgage and financing information is provided for general educational purposes only.

Loan programs, interest rates, qualification standards, fees, and financing terms may vary according to the lender, borrower qualifications, market conditions, and applicable requirements.

Nothing on this website constitutes a loan approval, commitment to lend, guaranteed financing offer, or promise of specific loan terms.

5. Consultations and Website Inquiries

Submitting a contact form, requesting a consultation, or providing information through this website does not automatically establish a formal client relationship, real estate agency agreement, or mortgage representation arrangement.

Any professional relationship, services, fees, or obligations will be governed by separate applicable agreements and required disclosures.

6. Accuracy of Information

Reasonable efforts may be made to maintain accurate and useful website information. However, website content is provided without a guarantee that it will always be complete, accurate, or current.

Visitors should independently verify material information before relying on it.

7. Intellectual Property

Website text, branding, graphics, original designs, and other protected materials may be subject to copyright, trademark, or other intellectual property rights.

Visitors may view and use website content for personal, noncommercial informational purposes, subject to applicable law.

Reproduction, redistribution, or commercial exploitation of protected content requires appropriate authorization, unless otherwise permitted by law.

8. Third-Party Links and Services

This website may include links to third-party websites, lenders, real estate resources, scheduling platforms, or other service providers.

External websites are operated independently and may have their own terms, privacy policies, and service requirements.

Marie Joseph does not control or guarantee third-party content, products, or services.

9. Privacy and Personal Information

Information submitted through this website is addressed in the website's Privacy Policy.

Visitors should review that policy before submitting personal or property-related information.

Please do not submit Social Security numbers, passwords, banking credentials, or other highly sensitive information through general inquiry forms.

10. No Professional Advice

Website content does not constitute individualized legal, tax, accounting, investment, or financial advice.

Visitors should consult qualified professionals regarding their individual circumstances.

11. Website Availability

Website features, content, and availability may be modified, suspended, or discontinued without advance notice.

Although reasonable efforts may be made to maintain website functionality and security, uninterrupted or error-free operation is not guaranteed.

12. Limitation of Liability

To the extent permitted by applicable law, Marie Joseph and applicable website operators will not be liable for indirect, incidental, or consequential damages arising solely from use of, or inability to use, this informational website.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited. These Terms do not override mandatory consumer protections or obligations arising under separate professional agreements.

13. Fair Housing and Equal Opportunity

Real estate and housing-related services are subject to applicable fair housing and equal opportunity laws.

Nothing in these Terms permits discrimination prohibited by applicable law.

14. Changes to These Terms

These Terms and Conditions may be revised periodically to reflect changes in website functionality, business practices, or legal requirements.

Updated Terms will be published on this page with a revised effective date.

15. Governing Law

These Terms are intended to be interpreted in accordance with applicable law.

Any governing-law or jurisdiction provision should be finalized based on the website operator's verified legal business location and applicable professional licensing requirements.

16. Contact Information

Questions about these Terms and Conditions may be directed to the website operator using the business contact information provided below.

Business: Marie Joseph — Real Estate & Mortgage Concierge

Email: contact@mariejosephhomes.com